In our previous articles we have close to the correct cargo insurance, the terms of the agreement, the validity of the insurance agreement and the impact of underwriting rate factors and other issues. Today we will discuss how to get insurance. I would like to remind you that this miracle mover professionals, Toronto moving to share their experiences with you.
In order to obtain the necessary compensation from the insurance company, you have to prove insured event occurs, that the terms and conditions of the insurance agreement is not interrupted and goods true It has been damaged. Miracle Mobile Mobile want to pay your attention in this case, usually the same general procedure. By phone, fax, telex or e-mail, you must inform the insurance company of the accident. Date of occurrence of the insured event 2-3 days you must file a request in writing with the insurance company to pay insurance compensation.
At the same time must be forwarded to the claimant in writing to the carrier. This is required for recovery of damage to the carrier caused by the insurance company. Miracle mobile professional mobile office will advise you to take this issue seriously, because the claim within the prescribed time limit if you do not file provides the company's insurance regulations, which is usually about 2-5 days, and then the insurance company has not paid rights of the requested compensation. If you have already transferred the compensation, but has been less than the word then the insured must return compensation insurance company.
Personal experience
of insurance leading specialist section of the hull and cargo moving company miracle, Toronto moving: "There is a case in our practice when the insurance company with additional nutritional vitamins bags on the road. uninstall consignee found to be damaged and wet sacks part has prepared a report and photo have been made based on freight conditions, made the conclusion in the truck the goods have been placed in another insured. the insured submitted all necessary documents and receive compensation. we further forwarded to the freight forwarder recover, receive compensation from them. "
the next step is necessary to prepare the respective national authorities stated facts loss of or damage to goods (for example, in the case of an automobile accident may track official police report) documents. In addition, the insurance agreement may provide for the mandatory damage to the goods the survey, carried out by the average surveyor (insurance company employees) or independent surveyor.
Insurance event all necessary original or notarized document should be sent to the insurance company: freight routes Notify the carrier and the amount of insurance, transfer agreement or other document confirming the payment of invoices were asked the property interests of the insured, the carrier certification (insured) take all necessary measures to preserve the national authorities and other goods report . In case if the goods had been lost to the need to present veridical prove their point about the departure from the non-delivery and reach the destination.Fortunately, the miracle of movement in practice, companies do not have to move any cargo loss cases.
Then, if the insured amount is small, then it is to pay all the necessary documents immediately after submission. If large compensation, the insurance company may conduct additional research measured the exact amount. If you have previously been insured receive compensation from the insurance company to pay compensation from a third party, the insurance company must pay the difference only amounts to be paid under the agreement and payments received between.
In this way the miracle move, want to move to your attention to the need to filter all the risks in a professional office, which may result in loss or damage and the insurance agreement provides that such situations. The case of compliance with all terms of the agreement will not lose your money.
We hope our suggestions will help you in your transportation and cargo insurance.